Understanding Medicare
Medicare can feel complicated at first — but it doesn’t have to be.
At our company, we believe you deserve clear answers without all the confusion. Whether you're new to Medicare or reviewing your current plan, we help you understand your options and choose coverage that makes sense for your needs.
If you're located in Naperville, Wheaton, Lisle, or surrounding areas, we offer one-on-one consultations right in your home — bringing clarity and confidence to every conversation.
Our Medicare Solutions
When it comes to Medicare, one size definitely doesn’t fit all. That’s why we help you explore the right mix of coverage based on your situation. We explain the differences in plain language, helping you feel confident you’re making the right choice for your healthcare needs today and tomorrow.
FAQ
What’s the difference between Medicare Supplement Plans & Medicare Advantage Plans?
Medicare Supplement Plans (Medigap) help pay for the costs Original Medicare doesn't cover, like deductibles and copays. Medicare Advantage Plans (Part C) bundle hospital, medical, and often prescription coverage into one private insurance plan. We help you decide which fits your needs best.
Do I need a Part D Prescription Drug Plan if I don’t take any medications?
Yes — even if you aren't currently taking medications, enrolling in a Part D plan now can help you avoid late penalties down the road. Plus, it protects you if your medication needs change.
When can I enroll in Medicare insurance plans?
- Your Initial Enrollment Period starts three months before you turn 65 and lasts for seven months.
- There are also Special Enrollment Periods and the Annual Election Period (October 15–December 7) to review or change plans.
We guide you through all the important deadlines to make sure you stay covered.
Can I keep my doctor with Medicare plans?
It depends on the plan you choose. With Medicare Supplement Plans, you generally have the freedom to see any doctor who accepts Medicare. Medicare Advantage Plans may have networks, but we’ll help you pick a plan that works with your preferred doctors whenever possible.
How much does a consultation cost?
Our consultations are completely free.You’ll get real advice tailored to your needs without any obligation or pressure.